Pre Settlement Inspection Checklist: What to Know Before You Get the Keys

Before you collect the keys to your new home, there’s one final and crucial step: the pre settlement inspection.

This is your chance to make sure everything is in the condition you agreed to in the contract of sale. That means no surprises. No last-minute regrets. Just peace of mind before you move in.

In this guide, we’ll walk you through everything you need to check, when to do it, and how to make sure you’re covered.

What is a Pre Settlement Inspection?

A pre settlement inspection is the final walkthrough you’re entitled to before settlement day. It usually happens a few days before the settlement date. The purpose? To make sure the property is in the same condition as when you signed the contract.

You can:

• Check that repairs have been completed if they have been mandated as part of the Contract. 
• Confirm all appliances are in the same condition as they were when you signed the contract. 
• Make sure nothing has changed, been damaged or been removed

It’s your final chance to inspect the property before it legally becomes yours.

When Should You Do a Pre Settlement Inspection?

Typically, you’ll arrange the inspection prior to settlement, ideally 3-7 days before settlement. This gives the seller time to fix anything urgent you might find.

You can do it:

• With your real estate agent or conveyancer present

If something’s wrong, you can raise it before the handover.

How Long Should a Pre Settlement Inspection Take?

Most inspections take 30 to 60 minutes. Give yourself enough time to:

• Work through your home inspection list
• Test appliances and fittings
• Walk through the house thoroughly, inside and out

You only get one shot at this, take your time.

What to Look for at a Pre Settlement Inspection

Use this checklist for final inspection to make sure you cover all the essentials:

 Inside the Home:

• All lights, power points, fans and appliances are working
• Air conditioning and heating operate properly
• Toilets flush and taps run clear water (hot and cold)
• Windows and doors open, close, and lock securely
• Walls and floors are free from new damage
• No rubbish or belongings left behind (if the property is already vacant)

 Kitchen & Laundry:

• Oven, stovetop, rangehood and dishwasher work
• Laundry taps and sink drain well
• Cupboards and drawers open and close properly

Outside the Home:

• No damage to fences, sheds, driveways or paving
• Garden or landscaping in agreed condition
• Outdoor lighting and power points work

Fixtures, Fittings & Inclusions:

• Everything listed in the contract is still there
• Curtains, blinds, carpets and light fittings are in place
• Items like pool equipment or remote controls included

Bring your pre settlement inspection checklist with you, and go room by room.

Common Issues to Watch Out For

• Unfinished repairs the seller agreed to fix
• New damage caused during the move-out process
• Missing inclusions like appliances or furniture
• Unclean property — sellers are expected to leave it tidy

If anything’s not right, raise it immediately with your agent or conveyancer. 

What to Do at a Pre Settlement Inspection

• Bring your contract of sale and pre settlement inspection list
• Take photos or videos of anything concerning
• Ask your agent to follow up on any unresolved issues
• Keep notes especially if something needs urgent attention

Don’t rush it. And don’t be afraid to speak up.

Can You Delay Settlement if There’s an Issue?

Yes,  but only in specific cases. If a serious issue is found (e.g. damage, missing inclusions, or incomplete repairs), your conveyancer can request a delay or negotiate a solution with the seller.

In most cases, small problems can be resolved quickly but always get them in writing.

Do You Need a Professional for the Final Inspection?

Not usually. But if you:

• Suspect hidden issues
• Want peace of mind
• Need help assessing repairs or structural work

… then it might be worth hiring a licensed building inspector for your final inspection before settlement. However, it is important to know that the property is sold “as is” at the date of sale, including any defects – so if you suspect these kinds of issues, it is always good to get the report done upfront & have it as a condition of sale. 

Why Buyers Across Victoria Trust Us

At Tahlia Hoegel Conveyancing, we don’t just provide checklists,  we protect your purchase. Our team guides you step-by-step through the process and ensures nothing is missed.

We help clients:

• Know their rights when conducting final inspections before settlement
• Identify issues before they become expensive problems
• Handle disputes or repairs with the seller

We’ve helped hundreds of buyers across Victoria walk into their new homes with complete confidence. Under most contracts in Victoria, buyers are entitled to one final inspection before settlement. If you’re unsure about your rights, speak to your conveyancer or check the latest guidelines from Consumer Affairs Victoria.

We’re so grateful to Tahlia and Lara for guiding us through our first home purchase in Mount Duneed. As first-time buyers, it all felt a bit overwhelming at first, but they made the process simple, clear, and stress-free. From reviewing our contract to settlement day, they were patient, professional, and always quick to respond. They explained everything in plain English and made sure we felt supported every step of the way. If you’re after a professional conveyancer servicing the Geelong region, we have no hesitation in recommending Tahlia Hoegel Conveyancing. Shannon Sanders

Pre Settlement Inspection FAQs

Ready to Protect Your Property Purchase?

Don’t leave your inspection to chance.

Our experienced team of licensed conveyancers offer expert conveyancing services in Victoria and ensures your pre settlement inspection is thorough, fair, and stress-free.

Speak with a licensed conveyancing expert to learn more about how we can help with your conveyancing needs.